With Silk, you can effortlessly manage your funds, transfer money to any bank at any time, get recommendations and advice from a digital assistant, and make various payments without a commission fee. Features include: P2P transfers instant P2P transfers with Silk are available to any bank at any given time. Payments Making payments such as utilities, insurance payments, etc, is easy and quick with 0 commission fee. Chat In-app chat where you can chat with friends, discuss finances and make direct in-chat money transfers on the spot. Silk is here to make your life easier and give you access to a bettered financial experience. Download now and unlock a new era of banking.