■ Fast and Convenient Login • Easily authenticate using your own method via Simple Password, fingerprint, pattern, or NH Certificate ■ Easier and Safer Transfer Services • Lifetime free transfer fees for all NH All One Bank users • Scheduled transfers to transfer at your desired time • Safe and convenient transfers with All One PASS issuance • Transfer limits of up to 100 million KRW per transaction and 500 million KRW per day using OTP security tokens ■ View All Accounts at a Glance • View all NH NongHyup accounts, as well as checking, savings, funds, and securities accounts from other financial institutions, all at once ■ Various Banking Services to Handle Without Visiting a NongHyup Bank Branch • Instant issuance of various certificates • Application for registration, addition, or modification of deposit/withdrawal notification services • Application for lifting limits on restricted accounts (checking accounts) • Application for return of erroneous transfers (unconfirmed deposits) • Management of Housing Subscription Savings (Comprehensive), Retirement Pension, and investment products • Immediate/non-visit loan term extension ■ Various Subscribe to Financial Products • Subscribe to savings/deposits, loans, funds, trusts, foreign exchange, ISAs, retirement pensions, and insurance products • Convenient product search using AI-recommended products and popular product searches ■ More economical and convenient foreign exchange trading • Smart trading with up to 90% preferential exchange rates! Currency Exchange • Easy and fast foreign currency deposit transfers • Simple registration of designated foreign exchange banks • WU-AUTOSEND information registration/inquiry and remittance without visiting a branch • Exchange rate reservation currency exchange, Customize Foreign Currency BOX, Sending foreign currency gifts ■ Reliable service for business owners: All One Boss+ • Actual business location management and surrounding commercial area analysis ■ NH All One Meeting: Managing gatherings easily and transparently ■ Earn points daily: Accumulate points • All One Roulette, Pedometer, Cashback Coupon Mall ■ Lifestyle Benefits: Providing advantages for every aspect of daily life • [Benefits] Group buying, discount coupons, Face Pay, Salary ON • [Assets/Health] Healthcare, All One Pedometer, Health checkups, Real estate, Mobility • [Telecom] Budget phones, Prepaid phones, Latest phones • [Lifestyle] Today's Travel, Hometown Love Donation System, Volunteering • [Daily Life] Mobile ID, Book Connect, All One Business Card, Door-to-Door Delivery, Horoscopes, National Secretary ■ Asset Management Easy at a Glance • Consumption, Investment, Real Estate, Insurance ■ Your Child's Financial Life • Open accounts for minor children remotely without visiting a branch ■ Simple Payment/Simple Deposit • From Zero Pay payments to paying Giro/utility bills, national and local taxes, and public utility bills ■ Global Banking providing financial services in 13 languages ■ Large Font Banking for a Clear and Easy Experience • Dedicated banking services for large fonts [NH All One Bank User Guide] ○ Eligibility: Holders of a mobile phone and account registered in their own name (However, if the mobile phone is not registered in your own name, membership registration is available through a separate authentication process only for customers who have subscribed to the Internet/Smart Banking Electronic Financial Fraud Prevention Service.) ○ Operating Hours: 00:15–23:55 (Excluding some services) ○ Inquiries: NH NongHyup Bank Customer Happiness Center (1661-3000, 1522-3000) or 'NH All One Bank > Customer Center > Agent' Inquiry We would like to inform you of the access permissions used by the NH All One Bank app. ■ Essential Access Permissions - Photos and Videos: Used for app installation, joint certificates, and saving app content and images. - Phone Number: Used to verify mobile phone numbers for identity verification and to check mobile phone status and device information to prevent electronic financial fraud. ※ NH All One Bank does not, in principle, collect sensitive information that may infringe on customer privacy. If necessary, it collects and uses such information restrictively with separate consent. - Installed Apps: Collects information on installed apps to prevent electronic financial transaction accidents. ■ Optional Access Permissions - Contacts: Accesses the contact list to use the recipient's contact information for All One Remittance (Contact Remittance), Foreign Currency Gifting, Split Payment, Registering Frequent Remittances, and All One Business Card. - Camera: Used for ID card photography (membership registration, opening deposit/withdrawal accounts, increasing remittance limits), video call authentication, facial recognition, and QR payment. - Location: Used to find branches based on location. - Microphone: Used for AI Talk voice search and video call authentication when opening a deposit/withdrawal account. - Nearby Devices: Used for video call authentication when opening a deposit/withdrawal account. - Biometric Information: Accessed for app login via fingerprint recognition. - Physical Activity: Used for using the All One Pedometer service. - Notifications: Accessed to send push notifications for deposit/withdrawal and benefit information. - Advertising Identifier (ADID): Used to provide personalized services and benefits. ※ You can use the service even if you do not allow access to optional access permissions, but there may be restrictions on the use of some features. ※ You can agree to or withdraw access permissions for installed apps in the ‘Settings > Privacy’ menu for each device. ■ If you are using an existing app, you must delete and reinstall the app to configure access permissions.